I was under the impression the keychain phrase was something we decided/inputed, but i noticed theres already one in when i first logged in.
- Can it be changed via settings?
-if it does, would there be any problem to change it every now and again (like i try to do with my passwords in general)?
At the moment it sounds like the keychain phrase is going to be static. Roman said the following on this topic:
“It’s not possible to change the private phrase. Similar to Bitcoin - this mnemonic is the represenation of your master private key generated on the sign up”
It sounds like the PIN functionality is intended to add another layer of encryption and to be used as the password that you can change.